System View

U.S. Farm Credit System

Combined-and-consolidated view of the System: 4 banks, ~55 associations, and Farmer Mac. Intra-system wholesale advances (bank → association, bank → OFI) are netted from the naive sum to eliminate the funding-chain double-count and reconcile to FCA's Major Financial Indicators methodology.

Snapshot — As of Dec 31, 2025

Reporting Institutions

Total Assets ($B)

586.2

Net Loans ($B)

451.8

Capital / Assets (%)

15.08

Nonaccrual Loans ($B)

4.32

NPL Ratio (%)

0.96

ACL / Loans (%)

0.49

Balance Sheet — 25 Years

Asset Quality — 25 Years

FCA's published delinquency ratio per institution, weighted by net loans and aggregated across the System. 2013–present. Source: FCA Uniform Performance Peer Report (UPPR), Section IV.B item 8.

Consolidation — Institution Count

Service institutions (Funding Corp, Leasing Corp, AgVantis, FPI, Farm Credit Foundations, SunStream) are excluded — they have no loan book. The downward trend reflects the multi-decade consolidation of FCS associations from ~250 in 2000 to the current count.

Loan Composition — Systemwide

These are FCA's regulatory loan-type categories, not commodity exposure. A loan classified as "Production Agriculture: Production / Intermediate Term" might finance any commodity — see institution-level disclosed Industry Mix for the loan-book composition that institutions themselves report.